Furnished with or consisting of cottages; characterized by the presence of cottages.
From 'cottage' (a small dwelling) + past participle suffix '-ed,' used as an adjective meaning 'equipped with' or 'having the nature of.'
English's '-ed' suffix can mean 'covered in,' 'provided with,' or 'characterized by'—compare 'talented' (having talent) with 'cottaged' (having cottages), showing how flexible this suffix is in creating descriptive adjectives.
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