Serious and immediate dangers or risks that threaten harm or loss. Hazardous situations that could result in injury, damage, or destruction.
From Old French peril, from Latin periculum meaning 'trial, risk, danger,' related to peritus (experienced, expert) - literally 'what one learns through experience.' The word entered English in the 13th century, maintaining its sense of serious danger.
The phrase 'at your own peril' reveals the word's connection to experience and learning - perils are dangers we often discover through trial and error! Insurance companies use 'named perils' policies because some risks are so common they have to be specifically listed, like fire, theft, or acts of nature.
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