The action of paying back money that was borrowed or owed.
From Old French 'repaiement', combining 're-' (again) and 'payer' (to pay) from Latin 'pacare' (to pacify). The concept reflects the social contract that debt creates temporary imbalance requiring restoration.
The psychology of repayment varies dramatically across cultures—some societies view debt as shameful while others see it as a normal tool for opportunity. The word itself suggests that payment creates peace, literally 'pacifying' relationships.
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