Protected from danger, weather, or unpleasant experiences. Can describe both physical protection and being shielded from harsh realities of life.
From Middle English 'sheltron' meaning a protective formation of shields, related to Old English 'scield' (shield). The metaphorical sense of protection from life's hardships developed later.
A 'sheltered life' can be both blessing and curse - while protection from harm is valuable, too much shelter can leave someone unprepared for reality's challenges. The word captures this delicate balance between safety and experience.
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