A person who accepts something offered, or someone who takes things from others.
From Old Norse 'taka' (to take or grasp). The '-er' suffix in English means one who does the action. A 'taker' is one who takes, though the word often implies someone who takes more than they give.
There's an interesting phrase 'take it or leave it'—and the word 'taker' perfectly captures the psychology of someone who always takes the deal! Research shows people who identify as 'takers' rather than 'givers' often end up less happy in life, even if they accumulate more stuff.
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