Not covered by insurance; lacking protection against financial loss from accidents, illness, or damage. Refers to people or property without insurance coverage.
From un- (not) + insured, from Latin securus meaning 'free from care'. The concept of insurance developed from maritime trade in ancient times, with modern usage emerging in the 17th century.
In the United States, being uninsured can turn a simple medical emergency into financial catastrophe, with hospital bills potentially reaching hundreds of thousands of dollars. Paradoxically, uninsured patients often pay more for medical care than insured ones due to lack of negotiated rates.
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